Effective and timely financial intermediation is at the heart of the integration of economic activity. Competition in all goods and services markets cannot develop without an efficient, reliable and safe payments system. Given the importance of financial markets integration, national regulators and the European Commission are currently investigating competition in a number of markets including retail banking and payments networks.

CASE's economists have advised banks, clearing houses and the financial regulators in the midst of these recent developments. Our assignments have spanned regulatory investigations, mergers, Article 81 (3) efficiency assessments and regulatory impact analyses.

CASE's financial sector clients include some of the world’s largest banks, insurers, regulators and financial services firms. We have advised companies on all aspects of competition and regulation in financial markets including retail banking, payments, insurance, securities trading and post trading markets as well as assisting in the preparation of competition filings in merger investigations.

CASE economists work closely with companies and their legal advisers in responding to regulatory consultations, assisting with competition filings, undertaking competition analyses, making written and oral presentations to regulators, as well as expert testimony in legal proceedings.

Recent assignments include: